USDA Loans

Alliance Mortgage Funding, Inc. in Cockeysville, Maryland can help you learn the requirements for USDA loans and determine your eligibility.  USDA loans are loans issued by the government, and often issued to those in rural areas, small communities and some areas just outside major metropolitan areas.

Call Michael Mandis's team at (410) 683-1500 to check your eligibility for a USDA loan. 

What is a USDA Loan?

USDA home loans, also known as rural development loans, are loans issued by the US goverment. To help families who may not quality for convential loans or have the same lending options as those in larger cities, the US government issues these loans through approved private lenders.

With a USDA loan, the family can borrow up to the full value of the home, meaning no down payment is needed. The loan is set for a 30-year fixed rate home loan.

A USDA loan is a great option for families in smaller communities trying to find a way to buy a house. 

To see if you pre-qualify for a USDA loan, contact Michael Mandis today at (410) 683-1500.

Who is eligible for a USDA Loan?

According to USDA, to be elibible for a USDA loan, you must:

  • be a US Citizen, a US Non Citizen National or have a qualified Alien status
  • be at least 18
  • not own another house in the local area
  • occupy the home as your primary residence
  • be unable to get conventional loan that requires a 20% down payment

Income Guidelines for USDA Home Loans

There are income guidelines for USDA loans that vary by the area in which you're applying for the loan. To learn the guidelines for your desired area, please contact us at (410) 683-1500 or email Michael Mandis!

How do I apply for a USDA Loan?

Alliance Mortgage Funding, Inc. in Cockeysville, Maryland is an approved lender and can help you secure a USDA loan. USDA loans are offered by lenders such as LeaderOne Financial who meet federal guidelines on lending.

We can help

To determine if you pre-quality for a USDA loan, please complete our online form, contact Alliance Mortgage Funding online, or call us at (410) 683-1500.








"Since 1993, we've helped all of our clients make all of the 
right mortgage financing decisions, for all of the right reasons." 


Michael Mandis

Certified Mortgage Planner®
 Certified Residential Mortgage Specialist®
Certified Militay Housing Specialist® 

Mike@TheMandisTeam.com
(410) 683-1500  ♦  Toll Free: (888) 786-1005
FAX: (410) 683-2250
 An Equal Housing Opportunity Lender

Alliance Mortgage Funding, Inc. | NMLS #130762
State License: MARYLAND #3166  & PENNSYLVANIA #25061
Michael Mandis NMLS #132976 | Craig Brindley
NMLS #145398


Alliance Mortgage Funding, Inc.
111 Warren Rd. #10A
Cockeysville, MD 21030
(410) 683-1500

Call us, email us, or get pre-approved online.