Your Baltimore-Area Mortgage Broker

Baltimore is a hidden gem. This great city of neighborhoods is jam-packed with monuments and attractions. Residents have found rewarding jobs, many of them in STEM fields, thanks to fantastic university and hospital systems. Baltimore is also jam-packed with a thriving community of artists, writers, and performers.

Then, of course, there’s the food. Beautiful crabs and fresh local produce. You could spend your best years exploring all of the wonderful bars and restaurants and you still wouldn’t find everything.

Of course, all the attractions mean that housing in Baltimore can be quite competitive.

Welcome to Baltimore’s tricky, expensive housing market.

If you want to live in the hottest neighborhoods close to the biggest workplaces, then you’re going to have to settle for purchasing a smaller home or even a condo. Sometimes, prices for these smaller offerings will be far higher than those you’d pay to live in a much more spacious home in the suburbs. Paying $295,000 for a small townhouse is quite common here.

Attempting to go it alone? You could be making a big mistake.

Baltimore isn’t the best town to “flip houses.” Home prices can fluctuate wildly, depending on where local politicians funnel their money from year to year, which can affect neighborhood conditions. It can be a good place if you plan to live  in your home for the next 5 to 15 years or more. But if you’ve got shorter-term needs, you may want to exercise caution.

Getting help from a professional mortgage broker is one of the wisest things you can do. In Baltimore, you can end up underwater on your mortgage fast, if you’re not careful. Also, as this August 2015 article notes, homes can take a long time to sell, especially if you don’t have the flexibility to lower prices because you’re locked into a mortgage.

We can help

The bottom line is that consulting with a loan expert who knows the Baltimore market inside and out can save you money, save you heartache, and maximize your options. The team here at Alliance Mortgage Funding has been serving greater Baltimore since 1993. We’ve got the insights you need to make the best home-buying decisions. Contact Alliance Mortgage Funding online, or call us at (410) 683-1500.

"Since 1993, we've helped all of our clients make all of the 
right mortgage financing decisions, for all of the right reasons." 

Michael Mandis

Certified Mortgage Planner®
 Certified Residential Mortgage Specialist®
Certified Military Housing Specialist®
(410) 683-1500  ♦  Toll Free: (888) 786-1005
FAX: (410) 683-2250
 An Equal Housing Opportunity Lender

Alliance Mortgage Funding, Inc. | NMLS #130762
State License: MARYLAND #3166  & PENNSYLVANIA #25061
Michael Mandis NMLS #132976 | Craig Brindley
NMLS #145398

Alliance Mortgage Funding, Inc. Maryland Mortgage Broker
111 Warren Rd. #10A
Cockeysville, MD 21030
(410) 683-1500

Call us, email us, or get pre-approved online.

This is a 1x1 transparent image tracking traffic