Our Maryland Home Loan Programs
Alliance Mortgage Funding can help almost anyone get a home loan - regardless of your situation and budget. We’ve also created a comprehensive set of free resources to help you find the perfect home loan.
Programs - How We Can Help You
Conventional Home Loans – Conventional home loans are geared toward people who can put up a 3 to 20% down payment or more. If you want a conventional loan, you’ll need a strong credit profile and a reliable income source.
VA Loans – We’re active members of USACares and are proud to be Certified Military Housing Specialists. If you are a former member of the US Armed Services you’ve got a path to homeownership just waiting for you.
FHA Loans – An affordable home-mortgage program that offers many options for those with bruised credit, past bankruptcies, or past foreclosures. Contact our offices to find out what you’ll need to do to take advantage of one of these loans.
USDA Loans – Loans issued by the US government, designed to benefit buyers who will be purchasing a home in a rural area. A 30-year fixed-rate home loan with a $0 down payment makes country living look better than ever.
Refinancing – A fast way to lower your mortgage payment by taking advantage of lower interest rates. This page offers a comprehensive list of tools that will help you determine whether or not refinancing is right for you.
HARP Loan Refinancing – Upside-down on your loan? Take advantage of this US-backed refinancing program. You can get the relief you’ve been waiting for.
New FHA Refinance Program – No appraisal, no closing costs, and lower monthly payments. What’s not to like? But FHA refinancing isn’t too good to be true. It’s a brand-new program designed to provide relief to homeowners like you.
Mortgage Advice – Got a sticky, confusing mortgage situation on your hands? Read our comprehensive advice page to learn answers to common questions and issues. You can also call us at any time to get answers about your specific scenario.
Home Loans Made Simple – New to the mortgage process? This step-by-step guide will help you understand home loans better. You’ll know what you’re getting into, understand various mortgage types and learn more about the financial responsibility you’ll be taking on.
Conventional Loan Eligibility – Interested in a conventional loan? Use this eligibility checklist before you apply to find out if this is the right program for you.
VA Loan Information – Got questions about VA loans? This mini-site offers a comprehensive library of resources for our veterans.
FHA Eligibility – Is an FHA loan right for you? Find out with our easy FHA eligibility checklist. Read this page before you apply.
USDA Loan Eligibility – Find out if you qualify for a USDA loan before you apply.
Refinancing Advice – Not sure whether refinancing is right for you? Visit this page to learn more about how you can benefit from refinancing programs, and what you will need to do in order to lower your mortgage payment.